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Car Breakdown Cover - Any Recommendations Pls?

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Juliand:

--- Quote from: doylebros on August 01, 2017, 06:22:19 pm ---
--- Quote from: andyR43 on August 01, 2017, 05:43:37 pm ---I get my cover through my Nationwide Building Society account. Full UK and European assistance for myself and family members for £10 a month which also gives me and my family free Travel Insurance, Mobile Phone Insurance, Extended Warranty on electrical appliances, Identity Theft cover.

--- End quote ---

That seems too good to be true, hope they honour their side of the deal.

--- End quote ---

Yes, I know about that one and was going to go for it, thanks, but that arrangement excludes breakdown service  from September onwards, which is a pity

doylebros:

--- Quote from: grey golfster on August 01, 2017, 04:12:07 pm ---Have avoided the AA like the plague for many years now. They're owned by a bunch of venture capitalist shysters nowadays I believe?
Overpriced, and poor service too.
Have also experienced the requirement to get the job scoped by a patrol mech tech before any chance of a tow or recovery. Recovery then offloaded and re-loaded the car on to a fresh recovery wagon at the boundary of "his patch" . A 5 hour drive turned into a 14 hr recovery!
A fella in our village was an AA recovery driver; no mechanical knowledge/experience at all (think he was a welder/plater originally?)  Thick as pig sh1t , and rude with it too.... thankfully never had him turn out for us!

I have consequently used Auto Aid for several years. It's pay and c!aim basis  (essentially a machinery breakdown policy) which will not suit some, but they have never let me or the family down. Price this year about £50 for self and wife, any car, and any age of car (important as we have several cars, and we run a 20 yo cabby for the summer, which AA etc wil not touch!).
I think EU cover is extra, not sure as I tend to rent locally, and have not taken my car abroad for years.

Auto Aid was recommended by Martin Lewis MSE many years ago.
I have no connx, no commission etc.....

AutoAid
Customer Services:
0345 241 1359
Email:
Contact@AutoAidBreakdown.co.uk
Address:
AutoAid, St James House,
27-43 Eastern Road, Romford, Essex, RM1 3NH

--- End quote ---

Seems your thoughts on the AA were correct

AA sacks chief executive Bob MacKenzie for 'gross misconduct' as shares plunge - Evening Standard
https://apple.news/AKGa6Or6ZSim5ZOt96tQG0w

andyR43:

--- Quote from: Juliand on August 01, 2017, 07:10:46 pm ---
--- Quote from: doylebros on August 01, 2017, 06:22:19 pm ---
--- Quote from: andyR43 on August 01, 2017, 05:43:37 pm ---I get my cover through my Nationwide Building Society account. Full UK and European assistance for myself and family members for £10 a month which also gives me and my family free Travel Insurance, Mobile Phone Insurance, Extended Warranty on electrical appliances, Identity Theft cover.

--- End quote ---

That seems too good to be true, hope they honour their side of the deal.

--- End quote ---

Yes, I know about that one and was going to go for it, thanks, but that arrangement excludes breakdown service  from September onwards, which is a pity

--- End quote ---

From September 21st they will be removing:-

Extended Warranty Protection
Worldwide Emergency Card Assistance
Identity Theft Assistance

Breakdown cover, Travel Insurance and Mobile Phone insurance will remain but will cost £13 a month. Still a bargain!!

andyR43:

--- Quote from: grey golfster on August 01, 2017, 07:04:27 pm ---I get that "free" cover with my Nationwide Flex Plus current account too.
Have never claimed on it tho.
They won't cover the 22yo old Golf....I seem to recall that my 10 y.o. Eddy was getting "marginal" in their terms?
Will check - if I can find the paperwork.

--- End quote ---

Really?? The limitations they specify are copied and pasted below:-

What is covered

 • Vehicles which are in a roadworthy condition and which are serviced and maintained in line with manufacturer guidelines and which meet all legal regulations, including if appropriate, having an MOT certificate and any applicable vehicle tax. It is your responsibility to ensure that all vehicles are kept in this condition throughout the period of cover and we may ask for proof in the event of a dispute • Caravans and trailers - your cover includes any caravan or trailer that is attached to your vehicle (this does not include help at the home address that we have on our records or within a ¼ of a mile of that address or the location at which your caravan is normally stored). Caravans and trailers must be fitted with a standard 50 millimetre ball coupling. All caravans and trailers must meet the requirements of Road Vehicles (Construction and Use) Regulations 1986

What isn’t covered

In addition to anything included in the Service limitations and exclusions section of this policy (see Section 3F): • Vehicles being used for hire and reward purposes (such as taxis) • Vehicles which were unroadworthy or were broken down before your policy began • Vehicles not registered in the UK • Vehicles using trade plates or where the vehicle is under the control of a motor trader for the purpose of its sale

prp74:

--- Quote from: andyR43 on August 01, 2017, 05:43:37 pm ---I get my cover through my Nationwide Building Society account. Full UK and European assistance for myself and family members for £10 a month which also gives me and my family free Travel Insurance, Mobile Phone Insurance, Extended Warranty on electrical appliances, Identity Theft cover.

--- End quote ---

I have the same. Price is going up to £13 from Sep, but well worth it. Extended Warranty on electrical appliances, Identity Theft cover is stopping from Sep. You also get 3% on balance up to £2500 per month.

Breakdown covers home start as well and cover if you are a passenger in someone else's car. Used them twice and its been good.

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