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How much do you need to earn to buy a 35k car?

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Garth:
You can't really quantify this in terms of your salary!

It all depends on what your outgoings are and what your priorities are. When I was a lot younger, I earned £15k a year, but still spend £18,500 on an S3 because my outgoings were low and the car was my priority.

I wouldn't really want to spend that amount now even on a MUCH higher salary as I have bigger priorities

andrewparker:
Add children into the mix and you're in for trouble. I see over £700 a month disappear in nursery fees :laugh:

Had you considered that a lot of these people might be leasing these cars? I know a few people, one with an R8 and another with an Aston V8 Vantage N400 who are leasing them. It's much easier to lease a car than get finance or an unsecured loan for one.

Oli:

--- Quote from: andrewparker on May 07, 2010, 08:45:31 am --- It's much easier to lease a car than get finance or an unsecured loan for one.

--- End quote ---

No its not, its harder at the moment - we are finding it easier to get customer though on finace than leasing - They want a lot more info to lease.  People always think it easier to lease, and this has never been the case!

andrewparker:
Ah right, they seemed to suggest otherwise. Perhaps they were just trying to get me in a Aston!

Richn83:
I wouldnt take either of those options, both are far to expensive for a loan on a car, especially not if the total other out-goings are less.  And they would certainly have to be well inside the higher rate of tax, 40+

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