General > Random Chat
Friends crashed his mk3....... needs advice!!!
big al:
--- Quote from: joesgti on May 24, 2010, 02:13:46 pm ---even though the mods are just cosmetic??
--- End quote ---
Would lowering be classed as cosmetic, as it can change the drive of a car, Why did he not declare it if he thought that they were such small modifications, as on that thinking it would not effect the premium very much.
joesgti:
when insureing it he wasnt asked and he bought the car as it was, he hasnt done any mods himself.
Hedge:
Even if he wasn't asked that is not really an excuse, he obviously knew as he told them. :confused:
I think every insurance broker I have ever phoned or tried online has asked if it is a standard car or if there has been any mods. This is their get out clause. He could try "but you never asked" but I'm not convinced that will make them change their stance.
big al:
--- Quote from: joesgti on May 24, 2010, 02:26:47 pm ---when insureing it he wasnt asked and he bought the car as it was, he hasnt done any mods himself.
--- End quote ---
It's not for them to know, its for him to tell them.
MAT ED30:
as above mate its a no no from the insurance as they need to know if its got mods and even if you did not know well then thats not there problem its yours for not checking
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