Post by: bushypad on February 16, 2016, 12:25:14 am
2600 deposit
Do i sell the gti and pull the trigger?
Any ideas on the deal i was offered?
Post by: lukemk5gti on February 16, 2016, 08:21:51 am
Post by: Madone on February 16, 2016, 08:38:55 am
Post by: FJ1000 on February 16, 2016, 11:13:46 am
Lets say its 3 years...just the payments would total £19,304! At the end of it, you have no ownership of the car, although you may have some equity if the car is worth more than the GFV (usually the case) - But you can only realise that value if you're able to buy the car and re-sell, or you put it into another PCP deal)
Just to play devil's advocate....
Have you considered if you'd be better off getting a loan, with smaller payments that £464? As an example, you can get a £22k 5 year loan for £413/month. Plus the £2.6k you had in mind for deposit will get you a 2012 RS3. If you ran the car for 3 years, you'd have £9.4k left on the loan. I'd imagine the car would be worth more than that, lets say £12.5k (half-life of a VW/audi is about 4 years on average, but let's assume 3 years to halve to be conservative). Sell the car, pay off loan, with a bit left over. It would've cost you £14.4k. (2.6 + (0.413*12*3) - (12.5-9.4)) = 26% cheaper. Less if the car is worth more when you come to sell. Less still if you choose an altogether different car with less depreciation (B7 RS4 anyone? :happy2:)
Post by: PhilNUK on February 16, 2016, 11:27:00 am
When he handed it back they picked out every minor paint chip. They also said that the tyres were not Audi approved ones and needed replacing or get charged extra for it.
He went over the mileage by about 110 miles as well over the 4 years lease. The restriction in mileage was a massive burden and he ended up hardly using the car because of the limit. Ended up driving his missus' car every so often to allow for the miles spread across the year.
I guess it depends on who you go through but that seems a lot of money for a very low mileage limit. A nice car is meant to be driven, not the opposite.
Post by: slix on February 16, 2016, 11:35:42 am
Post by: Scottymon on February 16, 2016, 01:17:17 pm
Post by: K1NGY14 on February 16, 2016, 09:28:15 pm
P.S sorry for hijacking!
Sent from my iPhone using Tapatalk
Post by: bushypad on February 16, 2016, 11:03:20 pm
The final price is £464 inclusive of vat, also i don't really do much long mileage so worked out if i do an extra 1000miles for example works out at £80
Also considered the Golf R was offered a fully loaded one for 360inc vat but for an extra £100 i get an RS3
Thanks for the advice btw still thinking about it paperwork has come through just needs a signature :jumping:
Post by: lukemk5gti on February 17, 2016, 08:23:36 am
Post by: Madone on February 17, 2016, 08:59:37 am
It will cost you £28 per day just for the lease !, to keep the miles to 8k you are likely not going to drive it every day, so those days it sits on your drive that's another £28, for a car you don't even own. I have driven the new RS3, it's very good, but for £28 per day I would want something mind bending fast (which it isn't) my stage 2+ has more power. The interior is lovely, but not £28/day lovely, or even more scary, £1.16 per hour for just the lease ! :jumpmove:
double ouch !
Post by: FJ1000 on February 17, 2016, 09:12:45 am
Post by: bushypad on February 17, 2016, 06:27:24 pm
Realistically could the deal get any cheaper? I can't seem to find any better only more expensive!
Post by: jamie on February 17, 2016, 08:19:25 pm
Post by: Adam0604 on February 17, 2016, 08:32:48 pm
300bhp AWD goodness!
Post by: bushypad on February 17, 2016, 09:39:07 pm
And of course the extreme power
Post by: Madone on February 18, 2016, 10:00:12 am
Post by: bushypad on February 18, 2016, 11:20:02 am
Post by: bushypad on February 19, 2016, 02:52:08 am
Post by: Scottymon on February 19, 2016, 11:11:50 am
What deposit on that? The Mk7 R that is
P.S sorry for hijacking!
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Around £1.5k down:
http://www.stablevehiclecontracts.co.uk/volkswagen-golf-r-leasing
Sometimes it's best to go with the lower miles and then pay extra for the miles you go over rather than pay upfront for it.
Re: RS3 vs 7R:
I'd like either, but think I'd save £150 a month and go with the 7R.
Post by: pudding on February 19, 2016, 11:31:29 am
The Focus wins it, RS3 stone dead last. Too nose heavy, too numb, too boring, not worth the extra money over the other 2 was the summary. It basically is all about that engine and cabin quality. The other 2 would run rings around it on a challenging road.
I'd take the Golf personally. The Focus is too harsh suspension wise, the Audi too expensive. As always, the Golf is the perfect middle ground :smiley:
Post by: bushypad on February 20, 2016, 02:04:34 am
Post by: slix on February 20, 2016, 08:54:04 am