MK5 Golf GTI

General => Random Chat => Topic started by: AnSGTI on February 27, 2017, 05:01:55 pm

Title: Death of Policy Holder - Named Driver
Post by: AnSGTI on February 27, 2017, 05:01:55 pm

Hey guys - I'm after some advise please.

Sadly my father passed away last week, I'm trying to work my way through all the must do's and I suddenly thought about his car. I was a named driver on his policy and it was his wish that I get his car. I'm not ready to start dealing with that right now, but it concerns me the car may not be insured - I'm not entertaining driving it. I realise this will probably differ from insurer to insurer, but is there a general rule that UK insurers follow for death of the policy holder?

Thanks in advance

Title: Re: Death of Policy Holder - Named Driver
Post by: Oldy on February 27, 2017, 05:24:48 pm

Sorry to hear about the death of your father.  As to car insurance, normally the policy will come to an end on the death of the policyholder, so strictly the car will now be uninsured.

I fully understand why you do not immediately want to deal with your fathers estate, but it would be useful to speak to the insurers now. 

Title: Re: Death of Policy Holder - Named Driver
Post by: JackL15 on February 27, 2017, 07:33:41 pm

I'm sorry for your loss. As above technically the car would be uninsured. May be worth a quick call to the insurance company.

Title: Re: Death of Policy Holder - Named Driver
Post by: Andy on February 27, 2017, 07:57:54 pm

Sorry for your loss of.your father..
As when my dad passed away i was a named a driver so when he died the insurance is cancelled as he was the policy holder

Title: Re: Death of Policy Holder - Named Driver
Post by: Bozz on February 28, 2017, 07:45:42 pm

I don't know how you stand mate but I'm so very sorry to hear of your loss, Take care mate