MK5 Golf GTI
All Things Mk5 => Mk5 General Area => Topic started by: Steve Baker on December 28, 2008, 02:44:07 pm
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Has anybody any recommendations as far as Car Insurance companies ?
Our renewal notice has come in at £641 with previous insurer. :surprised:
Car is completely standard !
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Give Adrian Flux a go I've been with them for the last 5 years and no one can beat them for me modded or unmodded.
http://www.adrianflux.co.uk/
Chris
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Greenlight are the best I have prices from them all and the beat Adrian flux by £300
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im going to try greenlight and adrian flux this time round
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Greenlight are the best I have prices from them all and the beat Adrian flux by £300
Adrian Flux wanted £1000 to insure me on a standard Edition 30 .... with full NCB protected and no claims or convictions. I am over 40 :sad: and live in the SW London part of Surrey.
My then insurer Elephant wanted £500.
Greenlight (using Highway Insurance) did it for £497 including a SC Bluefin remap !!!
Excess was £100 less than Elephant too at £250
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greenlight and Adrian Flux are sister companies
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I'm with Greenlight :happy2: :happy2:
£572 for 12months cover Ed30, Full Miltek, Bluefin and Coilover Suspension.
29yr old, 6yrs NCB (Protected), Biz Class1 Cover, 1 Non fault claim.
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missus on the pirelli is just under £400 with protected no claims with Bell with me as a named driver both for business use, roc also with Bell
they do deem a factory fit option a mod though so had to give chapter and verse
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For a standard Ed30 with no mods try Swiftcover or Esure
Standard basic cover with Swift was £280 for me with the ED 30 :wink:
My tip is :
1. Go to Gocompare.com or Moneysupermarket.com and find the most competitive quotes (but don't take it out via these sites)
2. Then save around £45 and apply online via Quidco
http://www.quidco.com/finance/general-insurance/swiftcover/
http://www.quidco.com/finance/general-insurance/esure/
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^good advice, its what i would do except for the fact i have a remap :sad:
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Funny the difference people get with the same insurer.
I'm with Adrian Flux and it was £585 with all my mods declared and like for like replacement in case of a write off with a guaranteed value as I also have GAP insurance.
One thing I will say is that I said I was a member of UKMKIV's and received an extra discount. :happy2:
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Greenlight x2 :smiley: :smiley: :smiley:
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For a standard Ed30 with no mods try Swiftcover or Esure
Standard basic cover with Swift was £280 for me with the ED 30 :wink:
My tip is :
1. Go to Gocompare.com or Moneysupermarket.com and find the most competitive quotes (but don't take it out via these sites)
2. Then save around £45 and apply online via Quidco
http://www.quidco.com/finance/general-insurance/swiftcover/
http://www.quidco.com/finance/general-insurance/esure/
Thanks for the replies, :happy2: will give it a go.
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Admiral seem to be the best at the moment! £389 with protected NCB and total £300 excess(vol + compulsory). Legal cover included but personal accident cover is + £24.95 for £30,000 :smiley:
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Also try Chris Knott as they were beating your best quote by 10% a while ago :happy2:
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Admiral seem to be the best at the moment! £389 with protected NCB and total £300 excess(vol + compulsory). Legal cover included but personal accident cover is + £24.95 for £30,000 :smiley:
Quite a saving then :laugh: :happy2: :smiley:
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I've been with Greenlight for 2 or 3 years now as they've always been competitive. Unfortunately though they weren't competitive enough at my last renewal and I'm now with HIC and am paying around £100 less than what Greenlight quoted me.
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I work in TV and it sucks - greenlight has always been best but.. they won't do media people so I miss out and I'm with kwik fit - best price but at 35 and over 11 years no claims its a joke but its the cheapest I can ever find.... - if anyone knows a media friendly insurer please let me know! :happy2:
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i work for BskyB, and insure with swiftcover or try greenlight for mod friendly etc
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"more than" beat my best quote this year by over £200 might be worth a try , do it direct not through one of these ripp off compare companies :smiley:
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"more than" beat my best quote this year by over £200 might be worth a try , do it direct not through one of these ripp off compare companies :smiley:
even with mods ?
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you guys have it cheap, i'm 23 2yncb and the car is garaged in a secure yard. I pay £1098 per year through Virgin and thats on a standard GTI!
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you guys have it cheap, i'm 23 2yncb and the car is garaged in a secure yard. I pay £1098 per year through Virgin and thats on a standard GTI!
Hardly...I'm 35.....12+years NCB and about the same as you :sad:
don't work in Film & TV is all I can say
Car; GTi DSG
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"more than" beat my best quote this year by over £200 might be worth a try , do it direct not through one of these ripp off compare companies :smiley:
even with mods ?
thats with the remap and exhaust the rest of my mods arnt enough to effect any thing
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Greenlight x2 :smiley: :smiley: :smiley:
Greenlight = :fighting:
They've said "unable to quote for your postcode sector"!!
I've never had that one before....perhaps the Taliban have moved into my area??
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you guys have it cheap, i'm 23 2yncb and the car is garaged in a secure yard. I pay £1098 per year through Virgin and thats on a standard GTI!
Hardly...I'm 35.....12+years NCB and about the same as you :sad:
don't work in Film & TV is all I can say
Car; GTi DSG
I work in TV and it sucks - greenlight has always been best but.. they won't do media people so I miss out and I'm with kwik fit - best price but at 35 and over 11 years no claims its a joke but its the cheapest I can ever find.... - if anyone knows a media friendly insurer please let me know! :happy2:
Why have they not insured you when i work for BskyB :confused:
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the insurance companies dont look particularly at the company you work for, its the Roll your job is.
Im sure Brawn GP employ people other than Racing drivers. There will be who work for Brawn who put "cleaner" on their car insurance forms.
Just because you work for BskyB doesnt mean your in for make up and in front of a camera every morning does it steve?
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the insurance companies dont look particularly at the company you work for, its the Roll your job is.
Im sure Brawn GP employ people other than Racing drivers. There will be who work for Brawn who put "cleaner" on their car insurance forms.
Just because you work for BskyB doesnt mean your in for make up and in front of a camera every morning does it steve?
They didnt ask me what i actually do within sky so perhaps they asumed im a overpaid Dish Donkey, or the person that started my policy felt petty and reads this forum regular. :grin:
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£1400 for 10month policy
in my own name on a standard gti
with 1 yrs ncb and 3 points
thats with bell and were cheapest by a long shot
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Got my renewal through today from Greenlight....
£497.70
Ed30
Mods declared: Exhaust, refurbed wheels, coilovers, remap
Me (30, 7yrs NCB, 1 NonFault Claim @ £500)
Dad as a named driver, gonna take him off though as he has a fault claim.
Fairly good postcode
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^^ identical Policy price as mine lee :smiley:
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Just called them, even adding my ITG and removing Dad doesn't make any difference.
I tried HIC, closest they can get currently is £900something. They're gonna try referring to underwriters but so far, £497 from Greenlight looks pretty good :congrats: with everything delcared and covered.
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Greenlight have been the best i have used so fare and cheapest by a long shot :smiley:
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Greenlight are crap because they dont cover the BB (Blackburn) postcode sector :fighting:
I'm with More Than with a standard Ed30 and 9yr protected NCB for £550
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These have been good for me over the last 4 yrs. Ashbourne Insurance on 01992 622365. As with Greenlight my policy was with Highway. Unlike most, they will refer it to the underwriter and give you a lot of their discount.
Chris.
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Got my renewal through last week - last year it was £520 and this year it is £665 due to a fault claim recently for a reversing incident :ashamed:
£1 years old.
15k miles.
Remap declared, no other mods.
Parked on drive.
One named driver.
Maximum no claims.
Guaranteed NCB.
I'll be shopping around though and trying Greenlight because I was with them for a couple of years with the R32 and they were quite competitive.
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my insurance is due next month-thought i better declare the mods on my car -the remap and lowered--here is the link,happy with the price its only gone up £60 from last year when it was insured as standard it is ££352.77 for next year :happy2:
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Got my renewal through last week - last year it was £520 and this year it is £665 due to a fault claim recently for a reversing incident :ashamed:
£1 years old.
15k miles.
Remap declared, no other mods.
Parked on drive.
One named driver.
Maximum no claims.
Guaranteed NCB.
I'll be shopping around though and trying Greenlight because I was with them for a couple of years with the R32 and they were quite competitive.
Did my shopping around today and the cheapest has come out as Admiral bizarrely.
I'm a bit annoyed though as my current insurance with HIC isn't up for renewal until the 22nd and they took payment today (17th) and I've received an e-mail saying my policy has been renewed. If I accept the Admiral policy (which I probably will) HIC had better not charge me an admin fee for refunding my money otherwise there will be trouble :fighting: It did say on the renewal notice to make sure funds were available in my account 5 days before but I still think it's a bit naughty renewing it 5 days early.
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Brentacre were great for me. 05 GTI with edition 30 alloys.Milltek cat back non res exhaust,Protected no claims & came in at £385.00 fully comp.
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Im with Brentacre too, 1250+250 for the remap :scared:
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greenlight and chris knott weren't competitive for me
but sky insurance came back with a figure alot better
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I'm with Admiral currently, but whats worrying is the number of stories I keep hearing from people with bad experiences with them whilst making a claim. Supposedly they can be quite awkward demanding that you go to their approved repair centres etc etc.
Think I'll be swaping next renewal (february) I have heard Priviledge dont charge you extra for paying monthly which is always a bonus as I hate having to ransack the savings account come renewal day.
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Got my renewal through last week - last year it was £520 and this year it is £665 due to a fault claim recently for a reversing incident :ashamed:
£1 years old.
15k miles.
Remap declared, no other mods.
Parked on drive.
One named driver.
Maximum no claims.
Guaranteed NCB.
I'll be shopping around though and trying Greenlight because I was with them for a couple of years with the R32 and they were quite competitive.
Did my shopping around today and the cheapest has come out as Admiral bizarrely.
I'm a bit annoyed though as my current insurance with HIC isn't up for renewal until the 22nd and they took payment today (17th) and I've received an e-mail saying my policy has been renewed. If I accept the Admiral policy (which I probably will) HIC had better not charge me an admin fee for refunding my money otherwise there will be trouble :fighting: It did say on the renewal notice to make sure funds were available in my account 5 days before but I still think it's a bit naughty renewing it 5 days early.
Well I've found out why Admiral came out cheaper.....I went back to my quote to accept it, was just double checking everything nand realised that where I'd put my reg in it had the car listed as my old Mk 3 (which I've not owned since 2004). After changing it to the Ed. 30 they were actually more expensive.
I've finally gone with Adrian Flux - £545.
Unlimited mileage
£300 excess
Protected NCB
Key insurance in case I lose them/have them stolen.
No increase for cosmetic mods.
Like-for-like replacement on mods.
They beat my renewal with HIC by £120 :happy2:
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Adrian Flux......HAHAHAHAHAHA!!!!!!!!!!!!!!!!!!
I was with them for my Mk4 GTI so got them to quote to change to the Ed30. My W reg GTI was £375 and the BEST, yes BEST they could do for the Ed30 was £1110. Absolutely ridiculous when you conider my final premium with More Than was half their quote!!
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You should all be grateful you ain't paying what I am. When I lived down south, my renewal was gonna be £800 with DirectLine. Greenlight et al all gave quotes of at least £1k.
I moved up back home with 'rents for a bit. It's now £2500 for the year. Every mod-friendly company want over £3000, hence no modding this year :sad1:
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You should all be grateful you ain't paying what I am. When I lived down south, my renewal was gonna be £800 with DirectLine. Greenlight et al all gave quotes of at least £1k.
I moved up back home with 'rents for a bit. It's now £2500 for the year. Every mod-friendly company want over £3000, hence no modding this year :sad1:
Come back south Jazz!
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You should all be grateful you ain't paying what I am. When I lived down south, my renewal was gonna be £800 with DirectLine. Greenlight et al all gave quotes of at least £1k.
I moved up back home with 'rents for a bit. It's now £2500 for the year. Every mod-friendly company want over £3000, hence no modding this year :sad1:
Come back south Jazz!
Just got my insurance for 300quid cheaper than my Adrian Flux renewal by goin with Chris Knott, its still alot of money but after the claim when I killed the ED30 I'm not suprised :smiley:
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Come back south Jazz!
I would love to but I have a three-year contract at the mo. Loved it down south. Lived in Bournemouth and loved it when I had nothing better to do at the weekend than go down to the beach with some mates. Plus there were lots of roads fantastic for driving round in Dorset so modded ED30 would have more fun than in stop-start traffic round Brum.
When the weather perks up again, we should have a southernly meet on the beach or something. Would be awesome.