MK5 Golf GTI
All Things Mk5 => Mk5 General Area => Topic started by: Boothy on March 08, 2010, 09:53:14 am
-
Just enquired with my insurance company about getting Bluefin. They want another hundred till June and then for next year my premium goes from £509 to £746!!!!!!!! They insure me on a 320bhp Scooby for less than that!
Does that seem average or is that a pretty expensive increase? What everyone else's experience with remaps and insurance putting the price up? :rolleye:
-
Change your insurance company to a more mod friendly one. Dont waste your money now, wait till it expires before hitting the slope.
Greenlight, Adrian flux, Chris Knott to name a few.
-
Thats what I'm thinking but I really wanted it sorted for next weekend when I go away for a while. I wonder if they'll reimburse me some of my premium if I cancel it and go somewhere else?
-
No there will be a cxlation clause or fee in your small print. Wait till it expires and go elswhere :happy2:
-
:sad1: :sad:
-
Who is your insurance with?
-
I have the following Mods
Exterior
Chrome Grill surround painted Race Blue
Lower Front Grill painted Race Blue to give V Shaped look
Osram Diadem Rear indicator bulbs
LED Sidelights
Osram Nightbreaker Main Beams
Shark Fin Antenna Mod
HIDSDirect 50w Xenon Conversion Kit (6000k)
Personalised Plate
Interior
Skoda boot net
All Interior lights on the roof replaced with Blue LED's
Interior Door Handle LED (L&K style)
W8 Light
Skoda OEM Rear Side Window Sun Blinds
Skoda OEM MFD3 installed
Modifications
Stu's Cruise Control
REVO Stage 2+ Remap
Milltek Turbo Back Exhaust & Hi-Flow Cat
Neuspeed Turbo Outlet Pipe
BSH Stage 2 Catch Can
S3 Intercooler
DV Relocated to KO4 Position
Autotech Fuel Pump Upgrade
EVOMS CAI
NGK Iridium Plugs
VF Torque Arm Insert
Sachs Clutch & Flywheel
Koni FSD Shocks
Eibach Springs
Eibach Front & Rear ARB
Whiteline Anti Lift Kit
Vredestein Ultrac Sessantas Tyres
Engine Cover Modified to fit EVOMS
vRS Interior Decals and Foot Rest
Fiscon Basic Plus Bluetooth Kit
Full Detail by Baker21 Details
All of that and my insurance became cheaper with Adrian Flux by £80. So if you ring around you can get good deals. Adrian Flux at the time even told me they would beat any quote i got (which they did by knocking £10 off).
More Than who i was originally with nearly had a heart attack when i gave them the list of what i was doing.
Carl :happy2:
-
Who is your insurance with?
Admiral at the moment. They've been spot on to be honest and they have always matched my best quote but £90 pound for 3 months is a bit much! I have the following Mods
Exterior
Chrome Grill surround painted Race Blue
Lower Front Grill painted Race Blue to give V Shaped look
Osram Diadem Rear indicator bulbs
LED Sidelights
Osram Nightbreaker Main Beams
Shark Fin Antenna Mod
HIDSDirect 50w Xenon Conversion Kit (6000k)
Personalised Plate
Interior
Skoda boot net
All Interior lights on the roof replaced with Blue LED's
Interior Door Handle LED (L&K style)
W8 Light
Skoda OEM Rear Side Window Sun Blinds
Skoda OEM MFD3 installed
Modifications
Stu's Cruise Control
REVO Stage 2+ Remap
Milltek Turbo Back Exhaust & Hi-Flow Cat
Neuspeed Turbo Outlet Pipe
BSH Stage 2 Catch Can
S3 Intercooler
DV Relocated to KO4 Position
Autotech Fuel Pump Upgrade
EVOMS CAI
NGK Iridium Plugs
VF Torque Arm Insert
Sachs Clutch & Flywheel
Koni FSD Shocks
Eibach Springs
Eibach Front & Rear ARB
Whiteline Anti Lift Kit
Vredestein Ultrac Sessantas Tyres
Engine Cover Modified to fit EVOMS
vRS Interior Decals and Foot Rest
Fiscon Basic Plus Bluetooth Kit
Full Detail by Baker21 Details
All of that and my insurance became cheaper with Adrian Flux by £80. So if you ring around you can get good deals. Adrian Flux at the time even told me they would beat any quote i got (which they did by knocking £10 off).
More Than who i was originally with nearly had a heart attack when i gave them the list of what i was doing.
Carl :happy2:
How much do you pay total if you don't mind me asking?
-
£430 Fully Comp.
I'm 31 with full no claims. Car is a MK2 Skoda Octavia vRS
Carl :happy2:
-
im 22 with 4 years NCB and have a fairly extensive mod list and im with greenlight and they didnt charge extra for anything :jumpmove: :jumpmove: :jumpmove:.
-
im 22 with 4 years NCB and have a fairly extensive mod list and im with greenlight and they didnt charge extra for anything :jumpmove: :jumpmove: :jumpmove:.
thats strange, they charge me 200 quid extra for my mods compared to standard :confused:
-
im 22 with 4 years NCB and have a fairly extensive mod list and im with greenlight and they didnt charge extra for anything :jumpmove: :jumpmove: :jumpmove:.
thats strange, they charge me 200 quid extra for my mods compared to standard :confused:
I think insurance companies make it up as they go along, i thought i would be stung big time with my age and mods but no increase and i have declared everything. They do broker for loads of insurance companies though so maybe your with a different one through them.
-
I am with greenlight and they were cheaper than my un modded car, I have an ed30 with only a stage 1 chip, and you know what, they suggested that it would be cheaper (which it was) with more mods, so i have declared a stage 1 chip AND CAI which I don't have fitted as it was cheaper. Go figure that, first time I have ever overdeclared mods (i.e. declared mods that I have made (in terms of engine power) to get cheaper insurance.
One other thought guys is the thorny issue of modded cars and agreed value insurance. If the car gets nicked or burns, then how much do they pay out, I also have a highly modded 993 (RS clone) have declared all mods but car is worth about £18k more than std, if not on agreed value policy would be very difficult getting them to pay out any more than std 2nd hand value. Not an issue if you just fit a chip, but carl thats a wedge load of value on those mods, if it got nicked bet they would just pay out for std Octavia RS.............? Worth checking the small print. On the Porker I need to get a letter from the Porsche Club GB register secretary as to how much the car is worth and then declare that value to the insurance company and insure for that agreed value.
-
Phoned Adrian Flux....£690 with the new wheels and stage1 Bluefin compare to £500 as standard. Still think thats quite high considering I'm 32, 10 years no claims and an I've passed and advanced driving test.
Just been in touch with Greenlight too and I'm er, impressed somewhat. For me, the ball and chain, the mods and business use its £470! £36 pound cheaper than I'm paying without the mods at the moment!
Theres clearly only one explanation as RobH said! :stupid:
I think insurance companies make it up as they go along!
-
Used Tescos for a chipped beemer - an additional £80 for the year!
-
Well after many phone calls I've decided to cancel my current insurance policy with Admiral. They are going to refund me enough money to cover the outstanding balance I have on my credit card which is how I paid for it so that completely gets rid of it and sod the extra years no claims as I've already got ten (touch wood). Spoke to Greenlight who have given me a superp deal and there cover starts on the 20th March and the Bluefin I ordered today should be primed and ready for then. Can't wait, woop woop!! :jumping:
-
Well after many phone calls I've decided to cancel my current insurance policy with Admiral. They are going to refund me enough money to cover the outstanding balance I have on my credit card which is ho I paid for it so that completely gs rid of it and sod the extra years no claims as I've already got ten (touch wood). Spoke to Greenlight who have given me a superp deal and there cover starts on the 20th March and the Bluefin I ordered today should be primed and ready for then. Can't wait, woop woop!! :jumping:
Cool - Where are you getting the bluefin from?
-
Did it direct through them so that I could get the much appreciated 10% discount for being a forum member. They said it will be here tomorrow so it should arrive it at the same time as my Pipercross panel filter I ordered. Hopefully everything will go smoothly as I'm travelling down to Coventry on Saturday to watch some group B rally cars. My mates it his 2.7 Boxster too so hopefully I'll keep up now!
-
After driving a 2.7 cayman myself - he will have bother keeping up with you and your bluefin :happy2:
-
Excellent....(you have to say it in the voice of Mr.Burns though!) :evilgrin:
-
Hey Boothy
what kind of shark fin did you get fitted?
i'm looking at gettin a BMW stlyle fin, but have bin told the electrics wont work together,
-
It's Bluefin reap mate, not an ariel :laugh:
-
i know but in your exterior mod section you listed "Shark Fin Antenna Mod"
-
i know but in your exterior mod section you listed "Shark Fin Antenna Mod"
Well rather than necroposting maybe post in the build thread about the aerial. :confused: :happy2:
-
Now I'm lost? I've not mentioned shark fin anywhere unless the phone has predicted the wrong word? Anyway, I've not got any ariel of any sort. :happy2:
-
sorry guys my bad
its vRS Carl with the antenna ,
sorry to mess up your thread.
:embarrassed: :ashamed:
-
I have the following Mods
Exterior
Chrome Grill surround painted Race Blue
Lower Front Grill painted Race Blue to give V Shaped look
Osram Diadem Rear indicator bulbs
LED Sidelights
Osram Nightbreaker Main Beams
Shark Fin Antenna Mod
HIDSDirect 50w Xenon Conversion Kit (6000k)
Personalised Plate
Interior
Skoda boot net
All Interior lights on the roof replaced with Blue LED's
Interior Door Handle LED (L&K style)
W8 Light
Skoda OEM Rear Side Window Sun Blinds
Skoda OEM MFD3 installed
Modifications
Stu's Cruise Control
REVO Stage 2+ Remap
Milltek Turbo Back Exhaust & Hi-Flow Cat
Neuspeed Turbo Outlet Pipe
BSH Stage 2 Catch Can
S3 Intercooler
DV Relocated to KO4 Position
Autotech Fuel Pump Upgrade
EVOMS CAI
NGK Iridium Plugs
VF Torque Arm Insert
Sachs Clutch & Flywheel
Koni FSD Shocks
Eibach Springs
Eibach Front & Rear ARB
Whiteline Anti Lift Kit
Vredestein Ultrac Sessantas Tyres
Engine Cover Modified to fit EVOMS
vRS Interior Decals and Foot Rest
Fiscon Basic Plus Bluetooth Kit
Full Detail by Baker21 Details
All of that and my insurance became cheaper with Adrian Flux by £80. So if you ring around you can get good deals. Adrian Flux at the time even told me they would beat any quote i got (which they did by knocking £10 off).
More Than who i was originally with nearly had a heart attack when i gave them the list of what i was doing.
Carl :happy2:
You mean this post dont you? That was posted by vRS Carl, not me mate. Drop him a Pm or start a new.thread maybe if your looking for advice on antennas. :happy2:
-
£430 Fully Comp.
I'm 31 with full no claims. Car is a MK2 Skoda Octavia vRS
Carl :happy2:
Thats a good price :happy2:
I had to put mine back to standard as at 38 with full no claims and never not owning a performance car I was deemed an unnaceptable risk.
Next car will be high performance from standard!
-
My insurance is £210 with Aviva (fully comp, business use, protected no-claims etc) but they won't ensure any non-manufactures mods, so going with anyone else is going to cost me just over the £400 mark. Ouch :( Currently have Bluefin and very impressed but have the car on the OEM map until my renewal next year and make a decision then about changing provider.
-
£430 Fully Comp.
I'm 31 with full no claims. Car is a MK2 Skoda Octavia vRS
Carl :happy2:
Thats a good price :happy2:
I had to put mine back to standard as at 38 with full no claims and never not owning a performance car I was deemed an unnaceptable risk.
Next car will be high performance from standard!
It's a bit cheaper now im 32.
£425 :laugh: