MK5 Golf GTI
All Things Mk5 => Mk5 General Area => Topic started by: Fletch..gti on September 25, 2010, 05:40:13 pm
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am looking at getting my gti remapped think bluefin or revo , whichever it will just be
a stage 1 . just been looking at insurance and was quoted £497 by greenlight . i am nearly 43 :scared: dont use it for work and only do around 3/5000
a year . i also have full no claims... is this a good price or not ??????
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sounds hi to me im thinking of going down same road but havent had a quote as yet insurance is due soon im 38 with 10 ncb let me know how you get on
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Just a benchmark for you , my (non remap) insurance on a standard GTI is £286 fully comp , I have 10+ years NCD and the car is garaged , TD15 postcode and I am 41.
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Very high mate ! look at the mods ive got below, my renewal just cost me £460ish and im in my 20s, i dont know what insurers problems are with the gti ive insured M3s for cheaper !
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i pay £259 at the min . thought greenlight were cheap , i had a go on confused . com and got a quote of 500 from a none specialist insurer
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Just depends on the area you live. I'm 37, full ncb, garaged 15k/yr 800 quid :surprised: :sick: OLDHAM !!!
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I live in the 3rd highest car crime city in the UK and my insurance was £540 for an Edition 30 with just about everything bolted to it including nitrous, quaife etc etc. I'm 45 with full NCB, no points, 10k miles a year, garaged, protected no claims and with Adrain Flux.
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I'm currently on £210 for a standard GTI (protected no-claims and business use) with Aviva (they don't insure modified cars). Tony at Greenlight said I would be looking into the £400's if I wanted insured with a Bluefin stage 1 map. Even though I've actually bought a second hand Bluefin I don't have it installed as I don't fancy paying the uplift this year. Didn't check the insurances prices prior to buying it as I was only expecting a £30-£50 uplift (based on my previous experiences with a Subaru).
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well i dont mind paying £350-400 but not 500 , car spends most of the time in my garage , nice and clean only done 3k this year so
not paying 500 for 3k miles a year . i have a corsa for work (bricklayer) so drive that alot . REALLY WANT TO REMAP IT TO :sick:
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why tell them lol just be carefull :innocent:
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why tell them lol just be carefull :innocent:
That's good advice :stupid:
The OP might be careful but some other mong on the road might not. Which could potentially leave with him with a huge bill if the worst was to happen.
@ OP I'm with Adrian flux with a highly modified vRS and I pay £430 a year fully comp, clean licence and I'm 32.
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why tell them lol just be carefull :innocent:
Speaking as someone who manages the investigations into serious / fatal accidents I would say that is not a good idea !
Have a big one (your fault or not) and it will end in tears .... I have recently had a car examined with a view to seeing if it had been modified (it hadn't) but we were looking at the ECU and / or for a tuning box.
I am aware of three or four ECU's dealt with by us where they were found to be remapped and the drivers ended up well and truly in the poo ....
Is it really worth the potential grief for only another £50 or £100 a year ??
FWIW Greenlight for me on my Ed30 were no dearer remapped than Admiral were as standard .... at £495 (London; full NCB, no collisions, points, etc). The funny thing was they won't cover me at all for a remapped BMW 320d !!
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well i dont mind paying £350-400 but not 500 , car spends most of the time in my garage , nice and clean only done 3k this year so
not paying 500 for 3k miles a year . i have a corsa for work (bricklayer) so drive that alot . REALLY WANT TO REMAP IT TO :sick:
remap the corsa :P :signLOL:
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they wanted about £70 extra on insurance for my edition 30
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How would an insurance company know if it had been mapped, i thought it was ni on impossible to tell.
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Nope it's something they can find if they look for it. Even REVO (who say it's impossible but it's not)
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How would an insurance company know if it had been mapped, i thought it was ni on impossible to tell.
Taken from a tuners website
Remapping does not involve a physical re-chip as with older vehicles and it will not be apparent on first-glance that your car is remapped. Infact, unless there appears to be a problem when a diagnostic scan is run, or on the first test drive, we don't even need to open the bonnet. However, there are many tuning companies online who state that their remaps are "undetectable" and this simply isn't true. While it may not be physically apparent it is relatively easy to find out by comparing the contents of the ECU with a standard one, by verifying the checksum (a value calculated against the contents of the ECU), and by taking the vehicle for a test drive and taking some logs of the data provided by the ECU. Remapping is NOT undetectable, and don't let anyone tell you different.
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I was told by Greenlight to wait a year as my previous history, Prodrive Impreza, G60 mk2 Golf, Seat Ibiza Cupra, didn't count towards my previous performance history as I had had the Impreza over 2 years ago!
The others had less than 200bhp!
It would have been cheaper to insure an Impreza STI Spec D PPP!
I know this as I had quotes.
That was my other shortlisted before the ED30, the wife put her foot down.
So mine is standard at the moment and hardly driven as the wife uses it the most.
I seriously would tell them as if you have an accident and kill somebody you could lose your house go to prison and be paying for the rest of your life!
Please think about it before taking that poor advice.
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Is that shark performance by any chance. ben is very honest like that
my insurance increased by £140 from bog standard vRS to fully modded stage 2+ with chassis mods.
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if i do get a remap i will tell the insurance thats for sure . still think 500 is way to much for a 42 year old , garaged , 5k a year . plesure only car :surprised:
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if i do get a remap i will tell the insurance thats for sure . still think 500 is way to much for a 42 year old , garaged , 5k a year . plesure only car :surprised:
Depends where you live ... Mine was effectively that with full protected NCB, no points, etc .... and I am 45 .... but live in SW London :(
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if i do get a remap i will tell the insurance thats for sure . still think 500 is way to much for a 42 year old , garaged , 5k a year . plesure only car :surprised:
shop around im sure me edition 30 was only about £380 with remap
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will do blue 182 . live in giltbrook ..hardly the bronks
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i got fully comp protected £275 for re-mapped mk5 gti with saga im 58yrs old the rac wanted roughly the same via go compare
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I can't even get a sensible quote for my BMW .... a mere 320d auto and no one seems to want to insure it for anything sensible if I decide to remap it - standard no problem but not remapped ! Remapped 300bhp Edition 30 was no problem but it seems a 320d is far more of a risk :confused: :confused: :confused:
Greenlight didn't like it as it's rwd .... and many others seem to be getting wary of remaps again !
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Greenlight are cool about remaps and mods. They started off as a bunch of enthusiasts and understand our needs. Furthermore they insure like-for-like.
How cheap or expensive they are depends entirely on your individual risk profile and is influenced by such considerations as location, age, history, risk on your particular car model, etc etc.
Anyone who doesn't declare mods to their insurer is a total fool and deserves the ruin they may get. Anyone who recommends such action on a forum, needs banning!
(https://www.mk5golfgti.co.uk/forum/proxy.php?request=http%3A%2F%2Fdaz.co%2Fmedia%2FDetailing%2FStickers%2FDevilHammer.jpg&hash=f0ed0f5daf1dc04c0e9476efe4ec2c17644c36c5)
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Just to put another spanner in the "tell the insurance regarding remaps" debate.
How would it work if someone remaps their car with bluefin every now and then, say for a track day.
If they had removed it for the drive home and had a crash could this cause them a potential insurance problem?
If it might this would cause anyone buying a second hand car with problems, if you get my drift......
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Just to put another spanner in the "tell the insurance regarding remaps" debate.
How would it work if someone remaps their car with bluefin every now and then, say for a track day.
If they had removed it for the drive home and had a crash could this cause them a potential insurance problem?
If it might this would cause anyone buying a second hand car with problems, if you get my drift......
....My understanding from insurance companies is that you should declare the existence of the remap on your insured vehicle and when/where you decide to use it is of no consequence.
I don't know what happens if you buy a second-hand car and if after an incident and investigation it is found to be remapped but you genuinely didn't know about it. However, it's difficult to understand why you wouldn't know if you had driven a standard version and I think it might be deemed to be your responsibility to know. Otherwise, a new owner could easily pretend they didn't know - Good luck trying that one!
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Dont think you are getting me.
If I sold a car which I remapped but removed the map when traded the car in would the next owner have a problem if involved in an accident as there was some sort of evidence left on the ECU?
If this is the case it could effect anyone who buys a second hand car was my point.
Good luck with this one!
:P
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@ cossy:
I've just re-read your Reply #26 several times and it doesn't state what you are alluding to in your Reply #28.
To try to answer what you were meaning to say: Wouldn't an ECU investigation also show that the remap no longer existed? (I don't know for certain). I guess that if the investigation was thorough enough it could all be tested anyway. I know someone (who will remain nameless) who occasionally gets asked to rolling-road cases.
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@ cossy:
I've just re-read your Reply #26 several times and it doesn't state what you are alluding to in your Reply #28.
To try to answer what you were meaning to say: Wouldn't an ECU investigation also show that the remap no longer existed? (I don't know for certain). I guess that if the investigation was thorough enough it could all be tested anyway. I know someone (who will remain nameless) who occasionally gets asked to rolling-road cases.
The likes of Revo when turned off only goes to there version of stock so is actually not a standard map not sure what would happen then
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Does it increase performance over standard ... if not then I would say don't worry.
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Does it increase performance over standard ... if not then I would say don't worry.
Standard performance but if checked it would read as a remap