MK5 Golf GTI

All Things Mk5 => Mk5 General Area => Topic started by: jamesDM on September 21, 2011, 11:18:38 pm

Title: Insurance
Post by: jamesDM on September 21, 2011, 11:18:38 pm

Hi all, might be a stupid question but I have just bought some black Detroit wheels to go on my GTI and was wondering if anyone knows if I will have to inform my insurance company as the car will be slightly different to standard?? :confused: :happy2:

Title: Re: Insurance
Post by: Johnny_tro on September 21, 2011, 11:23:58 pm

YES!!

Tell them everything! Trust me, been there, done it, spent the last month sorting out a claim after writing off my golf.

Chances are, if you don't tell them its a way out for them to void your policy in the event of an accident. Never hide anything from them no matter how small.

Title: Re: Insurance
Post by: 81lly on September 21, 2011, 11:26:03 pm

Quote from: Johnny_tro on September 21, 2011, 11:23:58 pm

YES!!

Tell them everything! Trust me, been there, done it, spent the last month sorting out a claim after writing off my golf.

Chances are, if you don't tell them its a way out for them to void your policy in the event of an accident. Never hide anything from them no matter how small.

x2

Title: Re: Insurance
Post by: Johnny_tro on September 21, 2011, 11:34:53 pm

After my accident, they went out to actually check the car, and visited me at home....

Title: Re: Insurance
Post by: Mev on September 22, 2011, 06:34:12 pm

I notified my insurers, Hastings direct, today of painted 17" stock, tinted rears and HID aftermarket and my premium was not increased.

Title: Re: Insurance
Post by: jamesDM on September 22, 2011, 06:55:45 pm

Thanks for the replies guys! I think I had better give them a call in the morning then before I put them on the car.  :happy2:

Title: Re: Insurance
Post by: AlanD on September 22, 2011, 10:15:48 pm

Just playing devils advocate here but where black detroits not an optional extra on the GTI? Which "technically" means its a factory extra so does not need to specified on your insurance?

Title: Re: Insurance
Post by: jamesDM on September 22, 2011, 10:53:49 pm

Thats true mate but think I might inform them to be on the safe side. Thanks anyway!

Title: Re: Insurance
Post by: y3Lo on September 24, 2011, 08:46:46 pm

Best to notify, some insurers may charge, depends how mod friendly they are...