MK5 Golf GTI
All Things Mk5 => Mk5 General Area => Topic started by: matsu on April 16, 2009, 10:43:38 am
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hi guys
as i,m sure you,ll all fed up withhearing and answering dumb questions.. i,m looking to slide down that slope and change some stuff on my car,
it occurred to me about my insurance.
am with direct line at mo £825 PA-
i,m 43.
i have 4yrs no claims
i had two claims in may/oct 07
off st parking
usual cover
they have just quoted me and extra 235 for last 6months of policy if i remap and lower which ia yearly total of 1100 :fighting:
i gota be able to do better than that surely??
any pointers/help companies i should try now?
big fanx
matsu
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Despite your age and NCB, with two recent claims, that's probably about right. With two claims so close together, they'll have classed you as high risk. That said, regular insurance companies arent that keen on modifications despite thing like remaps becoming common place. You can either bite the bullet and pay-up or wait until renewal time then switch to specialist insurer who hopefully will be a tad cheaper.
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Take a blimp. :smiley:
http://www.mk5golfgti.co.uk/forum/index.php?topic=1179.0
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Try Greenlight Insurance - they weren't bothered about my Superchips remap on my Edition 30 .... and were cheaper than Elephant for me by £3 anyway (+elephant wouldn't even cover the mod!)
FWIW I am in London, 43 years old, max NCB though = £497
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Greenlight :happy2:
very mod friendly and i've got like for like replacement :happy2:
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Greenlight, just switched to them and they said any mods could be added with no impact on the current premium apart from a possible £25 admin charge and as previously said all mods are covered like for like in the event of a claim!
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Adrian Flux worth a try to :happy2:
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I am with Greenlight and completely agree with the previous posts! Like for like replacements and very helpful :happy2:
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given insurance is a lottery Chris Knott worked for me based on a recommendation made in one of these posts
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thanks guys
looks like i got some phoning to do when i get my modding started!
big fanx
matsu
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Greenlight Ive used before :happy2: but can refuse based on postcode!
So now Im with Chris Knott who were great :happy2:
The 2 claims kill you , but I still reckon one of the above could knock off 20% from the premium you currently have.
I too I'm surprised how much insurance is despite by age (37) and NCB (7 yrs).
Good Luck :happy2:
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Crikes, I thought my £254 Fully comp protected was bad!! :P
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Crikes, I thought my £254 Fully comp protected was bad!! :P
no mods then ?
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ABSOLUTELY NONE WHATSOEVER! :ashamed:
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Why does it say 'Bluefin' in your details, then???
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ABSOLUTELY NONE WHATSOEVER! :ashamed:
why did you take the Bluefin off ?
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ABSOLUTELY NONE WHATSOEVER! :ashamed:
why did you take the Bluefin off ?
on & off now and then.
keep it in the car at all times if need to revert to standard.
Guess if I have a "Big one" and unable to convert back I probably wont be coming back either!
All my miles are local & very few of them.
Would convert back to standard if did a europe holiday etc. :evilgrin:
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My insurance is due for renewal in May, so I'll be on the lookout soon. £585 last year with Adrian Flux with all mods declared and like for like replacement, with only £150 excess. I'll be looking to get near that again if possible. I didn't try Greenlight last year but will be giving them a bell in the near future. :smiley:
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My insurance is due for renewal in May, so I'll be on the lookout soon. £585 last year with Adrian Flux with all mods declared and like for like replacement, with only £150 excess. I'll be looking to get near that again if possible. I didn't try Greenlight last year but will be giving them a bell in the near future. :smiley:
Greenlight and Adrian Flux are sister companies so its hard to play 1 against the other :wink:
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Switched to Greenlight yesterday.
I'm 45, live in Southampton with car on the driveway overnight and have max NCD.
With Bluefin and ITG filter declared their premium for my Ed30 is £497 with £200 XS.
Dealing with them so far has been very good.
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Wifey is 44 & car is in her name, I am 43, full no claims, minimal excess, £310.
Oh & its an ED30
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Wifey is 44 & car is in her name, I am 43, full no claims, minimal excess, £310.
Oh & its an ED30
what mods, and what company ?
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Wifey is 44 & car is in her name, I am 43, full no claims, minimal excess, £310.
Oh & its an ED30
what mods, and what company ?
Norwich Union (Arriva...wots all that sh*te about) & two mods...
......Edition 30 badge on front grill & 'Ko4 inside' graphic in rear window.....hehehehehehe...... :jumpmove:
They didn't want to up the premium for these......which is nice
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woo hoo... :jumpmove:
just got quoted 598 for the year BUT with 350 excess (and £30 optional breakdown cover)
just gotta get a price for adding GF onto it!
direct line said 1100 for next year¬! looks like i,ll be changing lol
:drinking: fanx again guys.
that might just buy my new rear valence/front spoiler :party:
matsu
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I've ended up paying £530. Original renewal was for £602. 3 phone calls later and wiped £70 off the total and £50 off the excess which is now £200. All modifications declared (took me nearly 15 minutes to list them all!), including two which are being done shortly :evilgrin:
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I'm 27, 10 years NCD, Clean Licence, Garaged - £500 odd ??
Some of you guys are paying a lot - I'm with direct line - but having said that I do live in rural deepest darkest wales !!!
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My insurance is due up towards the end of the month and I have just got my renewal quote through from the company I insured my Impreza with last year (changed in July). £799!!! for a standard GTI....I think my jaw hit the floor! And the cheeky sh*ts put down that I had made a claim in January, when the bus hit my car. I never told my insurance company because I claimed of the bus company but the company I used checked to make sure I was insured. What a bunch of ****s!
Been to compare.com for a laugh and got £657 for a modified car and £525 from Adrian Flux. Just waiting on Greenlight now, hoping for a good quote.
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You guys...... I cant even get insurance on a 1.8T Avant :sad:
I would hate to imagine having to tell them I wanted to remap it, drop it and change rims etc haha
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Hey,
Me being 18 ( turned 18 this year on April 24th ) haven't even got 1 years driving experiecne so no claims.
I'm forking out £2000 a year with £2500 excess. :sad:
That price im paying for my Golf GT TSi 170 ps with mods etc....
Only been able to do it through my dads company fleet.
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ouch mate /\
makes me thankful i,.m an ole git...... almost!!
matsu
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I have to think about things carefully. I'm moving in a few months to a higher-risk area (no idea where!) and the car needs to be modded at some point. Insurance renewel is within the next month I believe.