MK5 Golf GTI
All Things Mk5 => Mk5 General Area => Topic started by: SteveS on July 02, 2009, 03:30:15 pm
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well its that time again, currently with tesco, they only dropped my premium by £34 this year, ill be 25! 5yncb! what a joke... access is like £500 too.
tooked a greenlight they came about £30 cheaper.. woo at £798, £375 access. which is better than tesco. i know there a modified car insurer, but what does this mean, do they charge extra for mods or do they have a limit or what? cant find nething on their site.. :s
opinions on them would be nice also.
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i love greenlight
theyre mod friendly and rarely dent your premium when you start modding. with all mods declared they will replace things like for like (except audio) which is tres cool
thouroughly recommend them. they use a company to insure your car and they themselves insure your mods so it keeps the premium low when combined rather than the car as a whole. its packaged up and sold to you and everyones happy
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hum that does sound good.
love the admin fee!! cheek.. lolz!!!
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They are a specialist broker and will accept most legal mods. You don't pay extra for your mods except a flat £25 admin fee for adding them to your annual policy once the policy is agreed.
The big benefit is that you get like-for-like but you must declare ALL your mods.
Otherwise, your premium will depend on all the usual things such as your age, record, postcode, etc etc.
HTH :smiley:
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As VC says, the company that they use is Highway Insurance. Greenlight then also have the option to alter the Highway quote in order to make them more competitive. I believe that Chris Knott also uses Highway but they are not so willing to alter the Highway quote.
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cheers. seems pretty good.
plus the fact i aint found anyone cheaper.
it stated on their email back it was insured though LV for those tho care.. dont know if thats the same for everyone or not
Package Price
£797.70 inc 5% insurance premium tax
Policy Excess
£375.00 Accidental damage fire & theft
Cover
Comprehensive
Insurer Liverpool Victoria (LV=)
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I use LV for my home insurance, very good they are too :grin:
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Another happy greenlight customer here.
475 for a modded Ed30 :)
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woah, thats cheep!
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my insurance is under £400 for mine, modded .:R32 everything declared (including the odd point or too :ashamed:)
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hum, gutted, i think 800 for me, no accidents, 25, 5yncb is too much but others want into the 1000s so not much i can do
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must be a postcode thing?
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could be, we have a "harrow" post code and thats got a rep i believe, however we actually live in a pretty up market area. so its a real fecker!
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ask them if theres something you can do to reduce it further, ie trackers and the like :happy2:
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Wow that is expensive, but i guess relevant to your post code, which is bad if you live in the nice area.
Im 27 4YNCB clean licence with halifax and i pay just over £500- no mods to car though
Adrian Flux is spose to be good for GTis isnt he?
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tried af, no good.
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If your car is modded I think it's best to pay an insurer who covers you like-for-like. It will cost you much more than any extra premium if you have a claim and can only recuperate the cost of standard parts.
Greenlight understand what silicone pipes and Quaife diffs are, whereas most others don't have a clue even what carbonfibre is!
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I'd only really use AF & Greenlight on a modded car, been with both and Greenlight for the past 2 years. prices were always pretty much the same, as was terms of cover.
Greenlight's £25 a pop for changes is a p***er, but track days at £50 a go is what makes it worthwhile for me, otherwise I'd be with AF as they do changes for free 99% of the time.
£470 all declared, full no claims and 32 years young.
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well greenlight it is i guess.
cheers guys
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Have you tried Brentacre?
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no? never heard of them?
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I was with greenlight but switched to HIC, they can include trackday cover if you want it and are more flexible on mods, thru HIC I pay £430 for the Audi if I wanted one that gave me trackday cover it was £640 and that covered any UK circuit. They also cover just about any mod but do need an engineers report if you want NOs
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no? never heard of them?
http://www.brentacre.co.uk/
Great for modified Golfs. Got mine on an unlimited modification policy (means i can alter anything apart from engine without paying a mid term adjustment). If i do change engine power, then i just pay the increase in premium, but still no mid term adjustments.
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right have two quotes now
greenlight 797 & 375 access
brentacre 750 & 500 (aprox 300bhp limit) (£80 for 320ish (i.e stage2)
not sure who to go for, when i rang greenlight the guy i spoke to wasnt the nicest, alittle short with his replys. also not sure how the modifications to engine work which he wouldnt really answer..
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wierd.
Greenlight quoted me £500 for a full on GT2871 BT conversion! :driver:
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right have two quotes now
greenlight 797 & 375 access
brentacre 750 & 500 (aprox 300bhp limit) (£80 for 320ish (i.e stage2)
not sure who to go for, when i rang greenlight the guy i spoke to wasnt the nicest, alittle short with his replys. also not sure how the modifications to engine work which he wouldnt really answer..
:s bit strange, they seem really knowledgable whenever I speak to them? When I asked what mods they did charge for, the guy rattled off a loads of mods! He seemed to understand all the mods that I had done too. I know what you mean regarding the 'short' answers though. A couple of them are like that....
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well i guess the main things i could add would be,
lowering
turbo back zorst
stage 2+
i think only the stage2 they would change for, but how much... i know with brent it would be £80 extra..
gotta make a decision as its up on the 16th! next thursday,
Thinking i may go with brentacre..
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well i guess the main things i could add would be,
lowering
turbo back zorst
stage 2+
i think only the stage2 they would change for, but how much... i know with brent it would be £80 extra..
gotta make a decision as its up on the 16th! next thursday,
Thinking i may go with brentacre..
Greenlight defo won't charge you for the TBE and the lowering. Neither will they charge you for an intake and a Forge DV.
Stage 2+ would be charged for. They have verbally confirmed to me that they would charge for a HPFP, and any remap that increases the stock power by more than 25%. In terms of actual £charges, I can't help you I'm afraid.
:smiley: :smiley:
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Brentacre only charge for power increases. Everything else is free as long as you declare it, and there are no mid term adjustments. Thats who im insured with and have been many times before. :happy2:
John and Kerry are very knowledgeable and really know their Dubs. We used to have them advertising in Rabbit magazine every 1/4 issue.
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Used Greenlight for both our Golf, have the mk2 insured with them now although there were not the cheapest over the year I would have lost too much cancelling the policy.
Unfortunately I had to cancel the mk4 Anni policy as they dont insure MPV's - this is the only bit I want impressed with, 3 months into the policy and I got just under half the premium back! Mother hubbards.
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greenlight have changed insurer company now..
its now down to 722, 350 access, no extra charge for stage2+ or zorst :D
choice made!
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Just got my renewal through - full ncd, all mods declared (as sig.) - £472, £300 excess.
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722.70. My mods and ncb protected. Quite happy with that.