MK5 Golf GTI

General => Random Chat => Topic started by: garrardrj on February 08, 2013, 05:07:24 pm

Title: Fixed ISA's - Best Rate ?
Post by: garrardrj on February 08, 2013, 05:07:24 pm

Bl@@dy Building Societies are paying F' all on these at the moment

Anyone found a good place for their tax free savings ?

Best fixed is about 2.25%

Think i may be putting it somewhere else rather than an ISA as 5% is possible less tax which is 4% , We've got quite a bit so that difference is worth having too  :innocent:

Title: Re: Fixed ISA's - Best Rate ?
Post by: gobbleplease on February 08, 2013, 05:18:17 pm

Yip 2.5% at the moment from lloyds, cash isa with instant access, you will get intrest penalties though if you withdraw too much in the isa term. Think it's a min of 2k start up cash can't remember though this is the isa I have just now.

Title: Re: Fixed ISA's - Best Rate ?
Post by: Frodo-anni on February 10, 2013, 12:58:43 pm

Barclays have a 2.26% including a 0.25% bonus, guaranteed to track 1.76% above base for 12mths then 1.51% above until march 2014.
Natwest/RBS have 2 year fix at 2.35%.

Seen very few that will allow transfers in, aswell as new contributions.

Title: Re: Fixed ISA's - Best Rate ?
Post by: Eccie on February 10, 2013, 01:09:13 pm

http://www.moneysavingexpert.com/savings/best-cash-isa

Title: Re: Fixed ISA's - Best Rate ?
Post by: garrardrj on February 10, 2013, 02:55:59 pm

Done all the internet stuff and it is likely that my ISA pot will be NIL soon as you can get better income elsewhere

Is it likely to improve soon - No is my answer , not in the next 5 years or so