MK5 Golf GTI

General => Shows, Events and Meets => Track Days => Topic started by: tony_danza on July 21, 2009, 01:24:33 pm

Title: Reasonable 'Ring insurance - at last!!?
Post by: tony_danza on July 21, 2009, 01:24:33 pm
It's about the closest you're going to get, but it is a start...

http://www.nurburgmotorsport.com/Insurance.html
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: JPC on July 21, 2009, 03:03:44 pm
so this is an aside from "your car damages" should it happen?

If you smash...you got

Ring Fees.....Covered by the above
Car write off fees.....Covered by your own insurance?
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: tony_danza on July 21, 2009, 03:44:30 pm
Imagine it as 3rd party cover, so everything you'd be liable for with the exception of your own car's repair costs.

8 laps is a fair amount to do in one day for anyone, so not bad really.
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: JPC on July 21, 2009, 10:02:04 pm
was there any final answer to insurers having to insure you because the ring is a legal highway?
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: tony_danza on July 22, 2009, 12:12:26 am
You'll never get that answer from an insurance company and anyone who's had the time and potentially deep pockets to successfully claim has had a gag put on them as a condition, at least in the written form.

I'm not going to tell you it's all hunkey dorey, but a good read around somewhere like Northloop will give you the ability to make a judgement for yourself  :happy2:
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: Hurdy on July 22, 2009, 12:15:35 am
That doesn't sound like a bad policy at all to me :happy2:

Although the bit about getting your car checked at an "approved" garage sound a bit like a moneyspinner to me :confused:
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: RedRobin on July 22, 2009, 12:39:29 am
....

That's a very useful and helpful bit of info, tony_d :happy2:

£99 for 8 laps / 1 day sounds reasonable value. I got quoted £350 for one weekend but fully comp.
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: tony_danza on July 22, 2009, 09:59:20 am
That doesn't sound like a bad policy at all to me :happy2:

Although the bit about getting your car checked at an "approved" garage sound a bit like a moneyspinner to me :confused:

35euros and only has to be done once - I guess it needs to be proven it is up to the standards of the German MOT equivalent to ensure it's road legal, and therefore insurable.
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: RedRobin on July 22, 2009, 11:02:16 am
That doesn't sound like a bad policy at all to me :happy2:

Although the bit about getting your car checked at an "approved" garage sound a bit like a moneyspinner to me :confused:

35euros and only has to be done once - I guess it needs to be proven it is up to the standards of the German MOT equivalent to ensure it's road legal, and therefore insurable.


....No problem with that - I think that's absolutely fair and justifiable.

It would be useful to see a list of approved garages to know their location and then plan into a trip to The Ring.
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: MAT ED30 on July 22, 2009, 11:05:19 am
i like this bit
•You do not participate in Racing

how do u prove u are not doing that then  :stupid:
Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: tony_danza on July 22, 2009, 11:09:22 am
I think it may be a bad translation for covering the tourist days only, as on the track days the rules are different regarding barrier damage etc??

Title: Re: Reasonable 'Ring insurance - at last!!?
Post by: RedRobin on July 22, 2009, 01:11:33 pm

i like this bit
•You do not participate in Racing

how do u prove u are not doing that then  :stupid:


....Easy. The fact is that whatever your style of driving you are a Touristenfahrter (or whatever the German word is). You simply aren't allowed through the barrier for any properly organised race < Those are what they mean by "Racing" (methinks).

Isn't it the same as the fact that you aren't "racing" (or allowed to) on a UK track day?

:happy2: