MK5 Golf GTI

General => Random Chat => Topic started by: garrardrj on October 27, 2014, 08:04:16 pm

Title: Credit check what details do they need from me
Post by: garrardrj on October 27, 2014, 08:04:16 pm

So what details will i need to get one done ?

Assume name date of birth address and nat ins number ? Anything else ?

Title: Re: Credit check what details do they need from me
Post by: richtung on October 27, 2014, 08:20:22 pm

if a remember correctly:

Address (plus previous address if not been at current address for more than 3 years)
Salary / income
debts (credit card etc)

cant think of anything other than whats already mentioned...

Rich

Title: Re: Credit check what details do they need from me
Post by: bacillus on October 27, 2014, 10:29:38 pm

Quote from: garrardrj on October 27, 2014, 08:04:16 pm

So what details will i need to get one done ?

Assume name date of birth address and nat ins number ? Anything else ?

Send all your details to my Nigerian address...   :laugh:


Seriously, I think Rich has most of it covered.

Title: Re: Credit check what details do they need from me
Post by: Deako on October 28, 2014, 01:03:54 pm

They don't usually ask for such personal details as specific debts. They will get everything required from the credit score.

Since the introduction of CCR they will ask for your individual bills though.

Title: Re: Credit check what details do they need from me
Post by: Horatio on October 30, 2014, 12:13:04 pm

Experion credit check are pretty much instant. Fill in online, you have to create an account with a monthly direct debit but cancel before they take your money. It did yo used to be free.