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Insurance help

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Black9:
Today a truck undertook me and whilst doing so hit my wing mirror and took the casing and glass off.. the truck was from turkey and driver didn't speak any English. Got his insurance details etc.. looks like I'll just need a new casing painted and glass. I haven't contacted my insurance company yet, will they try to raise my insurance or can this affect my NCD?

Bozz:
Have you got your NCD protected mate ?

Gazza747:
If the other driver's insurance admit fault 100%, they will pay.

Otherwise just pay for it yourself as you would lose some/all NCD (unless protected, but often this is only protected for 2 claims), and your premium could go up.

Black9:
My NCD isn't protected and my excess is £700 :surprised:

Doubt other party will admit fault either. If I start a claim does that mean I need to pay the £700 excess before they would even contact the other insurance company?

rich83:

--- Quote from: Black9 on March 01, 2017, 11:15:15 pm ---My NCD isn't protected and my excess is £700 :surprised:

Doubt other party will admit fault either. If I start a claim does that mean I need to pay the £700 excess before they would even contact the other insurance company?

--- End quote ---

Just get a new mirror and cap and having it resprayed. I had to do mine a year or so ago cos some **** knocked mine off.

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