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Insurance help

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Black9:
I've replaced the cap before but this time looks like the electric folding mech is damaged and it needs a mirror glass too. Any links to a good aftermarket replacement?

Gazza747:

--- Quote from: Black9 on March 02, 2017, 06:00:40 am ---I've replaced the cap before but this time looks like the electric folding mech is damaged and it needs a mirror glass too. Any links to a good aftermarket replacement?

--- End quote ---

https://www.wingmirrorman.co.uk/wing-mirrors/volkswagen/volkswagen-golf/volkswagen-golf-2009-2012-electric-heated-power-folding-primed-wing-mirror-left

This is the one I got for my Mk 6 golf. Not sure if it is the same as the mk5. I had to swop 2 wires round as I think these are designed for left hand drive cars.

Gazza747:

--- Quote from: Black9 on March 01, 2017, 11:15:15 pm ---My NCD isn't protected and my excess is £700 :surprised:

Doubt other party will admit fault either. If I start a claim does that mean I need to pay the £700 excess before they would even contact the other insurance company?

--- End quote ---

Tell your insurance company you want to pursue it as a non-fault claim on your part, i.e. you do not want to start a claim that will mean you have to pay the excess/lose some or all NCD and possibly effect you premium. There may be a limited time for the other insurer to come back i.e. 2 weeks before they would not pursue it any more. Then if you wanted to get the damage fixed by the insurance, it would be from part your insurance/part the other's insurance or all yours (depending on the % fault each side i.e. 80% their fault and 20% your fault)

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